kir ikrpw hir prgtI AwieAw ]
kar kirpaa har pargatee aa-i-aa.
Showing His Mercy, the Lord has revealed Himself to me.

imil siqgur Dnu pUrw pwieAw ]1]
mil satgur Dhan pooraa paa-i-aa. ||1||
Meeting the True Guru, I have received the perfect wealth. ||1||

AYsw hir Dnu sMcIAY BweI ]
aisaa har Dhan sanchee-ai bhaa-ee.
Gather such a wealth of the Lord, O Siblings of Destiny.

Bwih n jwlY jil nhI fUbY sMgu Coif kir kqhu n jweI ]1] rhwau ]
bhaahi na jaalai jal nahee doobai sang chhod kar katahu na jaa-ee. ||1|| rahaa-o.
It cannot be burned by fire, and water cannot drown it; it does not forsake society, or go anywhere else. ||1||Pause||

qoit n AwvY inKuit n jwie ]
tot na aavai nikhut na jaa-ay.
It does not run short, and it does not run out.

Kwie Kric mnu rihAw AGwie ]2]
khaa-ay kharach man rahi-aa aghaa-ay. ||2||
Eating and consuming it, the mind remains satisfied. ||2||

so scu swhu ijsu Gir hir Dnu sMcwxw ]
so sach saahu jis ghar har Dhan sanchaanaa.
He is the true banker, who gathers the wealth of the Lord within his own home.

iesu Dn qy sBu jgu vrswxw ]3]
is Dhan tay sabh jag varsaanaa. ||3||
With this wealth, the whole world profits. ||3||

iqin hir Dnu pwieAw ijsu purb ilKy kw lhxw ]
tin har Dhan paa-i-aa jis purab likhay kaa lahnaa.
He alone receives the Lord's wealth, who is pre-ordained to receive it.

jn nwnk AMiq vwr nwmu ghxw ]4]18]
jan naanak ant vaar naam gahnaa. ||4||18||
O servant Nanak, at that very last moment, the Naam shall be your only decoration. ||4||18||